At Apex-MEC, we provide employers with comprehensive Minimum Essential Coverage (MEC) plans that not only ensure PPACA compliance but also enhance employee benefits.
Enhance
Employee Benefits
Plans designed for full or part-time, W-2, 1099, temp, or seasonal employees.
PPACA Penalty A
Compliance
Apex-MEC plans satisfy the CA, DC, NJ, RI, & VT Individual Mandates.
Cost-Effective
Healthcare Plans
MEC plans provide value to employers and employees.
Comprehensive Health Coverage,
Tailored for Your Workforce
Apex-MEC now partners with Globe Life and Tres Health to offer a full spectrum of affordable healthcare solutions, including MEC, MEC+GLI, MVP, and PPO plans ensuring the right coverage for every need.
MEC
MEC plans are PPACA compliant, ideal for seasonal, full-time or part-time employees nationwide.
MEC+GLI
Group Limited Indemnity (GLI)
pays a fixed benefit amount for
a set number of days per year.
MVP + PPO
Nationwide, PPACA compliant
Minimum Value Plans and PPO Plans utilizing the Cigna network.
MEC
Plans
Apex-Mec Plans offer Preventive Wellness, Prescription Drug Benefits, Telemedicine, and Behavioral Health.
Plans include: MEC Basic, MEC Plus, or MEC Plus Advantage
MEC +
Globe Life GLI
Add Group Limited Indemnity (GLI) coverage by Globe Life to Apex-MEC plans for enhanced coverage.
GLI benefits can be added to: MEC, MEC Plus, or MEC Plus Advantage
Group Limited Indemnity Insurance is underwritten by Globe Life.
Globe Life And Accident Insurance Company, 3700 S Stonebridge Dr, McKinney, TX 75070
Tres Health
MV Plans
Market-leading healthcare coverage that helps employers avoid PPACA penalties through MVP equivalent alternatives to major medical plans.
Plans include: Core, Choice, and Prime
Tres Health
PPO Plans
Comprehensive PPO coverage powered by the Cigna network, offering nationwide access to quality care with flexible benefits.
Plans include: Platinum 1, Platinum 2
Ancillary Benefits
Globe Life ancillary benefits include Short Term Disability, Outpatient Therapy, Critical Illness coverage, and more.
Dental & Vision can be added to any Apex-MEC plan to provide employees with complete coverage.
Learn
More
FAQ
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What is a MEC plan?Minimum Essential Coverage (MEC) refers to a basic level of health insurance coverage that meets the requirements set by the Patient Protection and Affordable Care Act (PPACA). It ensures that individuals have essential healthcare benefits, including preventive services and screenings.
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Why do I need a MEC plan?MEC plans are essential for employers to comply with the PPACA's Penalty A employer mandate. They offer basic healthcare coverage to employees, helping both employers and employees avoid potential penalties and ensuring access to preventive care.
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What benefits are included in MEC plans?MEC plans typically cover a range of preventive services like vaccinations, screenings, and certain wellness visits. While they don't provide comprehensive medical coverage, they fulfill the PPACA's requirements for minimum essential coverage.
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How do MEC plans help with PPACA compliance?By offering MEC plans to your employees, you fulfill your obligations under the PPACA's Penalty A employer mandate. This helps your organization avoid potential penalties and demonstrates compliance with federal healthcare regulations.
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Can MEC plans be offered alongside Major Medical or MV plans?Yes, MEC plans can be offered alongside major medical plans or MVP plans. They serve as a cost-effective way to provide basic coverage to employees while major medical plans offer more comprehensive healthcare benefits. This combination allows employees to tailor their coverage to their needs.
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What is Apex-MEC?Apex-MEC is a MEC provider offering various plans that satisfy PPACA compliance. Apex-MEC also offers plans with GLI and ancillary coverage.
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Does Apex-MEC offer major medical plans?Yes. Through our partners, HBA. Contact Apex-MEC for more information.
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How do I obtain a quote?3 documents are needed to begin the quoting process - 1) Employee Census, 2) Current Plan Designs, and 3) Monthly Rates.
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What plans does Apex-MEC compete with?Apex-MEC often replaces plans from other MEC providers such as American Worker, Anthem FlexHour, Pan American, Reliance Standard, HBMA, Axis/Ternin, The Boon Group, Breakpoint, Essential StaffCARE, and Options Plus.
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What types of employees are MEC plans for?Apex-MEC plans are PPACA compliant and ideal for seasonal, hourly, full-time, and part-time employees nationwide.
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Do MEC plans satisfy the CA, NJ, and DC Individual Mandates?Yes, Apex-MEC plans satisfy all individual mandates.